FAQs

Our edge lies in our deep expertise in private markets, rigorous due diligence, and institutional grade investment access tailored for retail investors. We emphasize transparency, alignment of interests, and long-term value creation.

Private credit refers to non-bank lending to companies, typically through direct loans or structured financing. It offers investors higher yields than traditional fixed income and is often used to finance growth, acquisitions, or refinancing.

Private equity involves investing in private companies through buyouts, growth capital, or venture strategies. Investors gain exposure to companies before they go public or are acquired, aiming for outsized long term returns.

Unlike public stocks and bonds, private investments are not traded on public exchanges. They involve longer investment horizons, less volatility, and exclusive access to accredited investors.

Private investments are illiquid, may have long lock-up periods, and carry business or credit risk depending on the strategy. However, they also offer potential diversification and return enhancement.

Illiquidity can be a feature, not a problem. Investors are often compensated for giving up liquidity through higher potential returns (the “illiquidity premium”). Moreover, it encourages long-term thinking and reduces behavioral biases driven by daily market swings.

The funds are only available to accredited investors. An accredited investor is someone who meets certain income or net worth thresholds set by the SEC, allowing them to invest in private market opportunities. You qualify if you:

• Earn $200K+ annually (or $300K with a spouse), or
• Have a net worth over $1M (excluding your home), or
• Hold certain financial licenses (e.g., Series 7, 65, or 82)

It is important to understand that many traditional financial advisors operate within platforms that prioritize publicly traded securities and mutual funds, often driven by assets under management (AUM) fee models. As a result, private investments like those offered by Ballard Global may not be actively recomended, not due to performance concerns, but because they fall outside the advisor’s standard offering set.

Active management is an investment strategy where professional managers make decisions about how to allocate assets: buying, holding, or selling based on research, analysis, and market insights. Unlike passive investing, which tracks an index, active managers aim to outperform the market, manage risk, and take advantage of opportunities in changing conditions. This approach is common in private markets, where access, expertise, and due diligence play a key role in driving returns.